NOL Card Accepted Stores, Supermarkets & Restaurants

NOL cards are accepted at more than 2,000 participating outlets across Dubai. You can use an eligible NOL card to pay for groceries, snacks, meals, fuel and other small purchases, with a maximum retail payment of AED 200 per transaction.

Popular NOL card accepted stores include selected branches of Carrefour, Lulu Hypermarket, Al Maya, aswaaq, Zoom, Circle K and All Day. Some restaurants, cafés, pharmacies, clinics, petrol stations and automotive service centres also support NOL payments.

Merchant participation can change, and acceptance may vary between branches of the same brand. Check the merchant list in the nol Pay app or ask the cashier before filling your basket or placing an order.

Quick List of Places That Accept NOL Cards

The NOL card is more than a Dubai public transport card. Silver, Gold and Personal NOL cards can also be used for approved non-transport services and micropayments at participating merchants.

Before shopping or travelling, check your Nol Card Balance to make sure you have enough credit for the purchase and your next journey. Keeping at least AED 7.50 available is especially useful if you plan to use the Metro, bus, tram or other RTA transport after shopping.

Here is a quick overview of where NOL payments may be available:

These brands are commonly included in Dubai NOL merchant guidance, but this does not mean every branch is guaranteed to accept the card. Recent UAE merchant guides continue to advise customers to confirm availability with the cashier.

Which NOL Cards Can Be Used in Stores?

Silver, Gold and Personal NOL cards are suitable for shopping at participating outlets. They contain a stored balance that can be used for both transport and supported non-transport payments.

The Red Ticket is different. It is a disposable paper ticket designed for a limited number of journeys on one transport mode at a time, so it should not be treated as a general shopping card.

Registering an anonymous Silver or Gold card gives you stronger balance protection. It also allows a higher stored-value limit and makes balance recovery possible if the card is lost, subject to RTA rules.

Supermarkets That Accept NOL Cards in Dubai

Several supermarkets and grocery stores accept NOL payments at selected Dubai branches. You can use the card for everyday products as long as the total purchase does not exceed AED 200 and the branch has an active NOL terminal.

Carrefour

Selected Carrefour branches accept NOL cards for groceries, drinks, household products and other eligible purchases. Acceptance may depend on the branch and checkout terminal, so show the card to the cashier before payment.

Do not assume that every Carrefour store, express branch or self-checkout machine supports NOL. Payment options can differ between locations.

Lulu Hypermarket

NOL payments are available at selected Lulu Hypermarket locations in Dubai. This can be useful for small grocery purchases, ready meals, toiletries and household essentials.

A full weekly shop may exceed the AED 200 transaction limit. In that situation, use another payment method rather than asking the cashier to divide the bill, as split-payment policies may vary.

Al Maya Supermarket

Some Al Maya branches are included among Dubai merchants that accept NOL cards. The service is generally suitable for quick grocery shopping, snacks and daily essentials.

Confirm acceptance at the checkout because smaller or newly opened branches may use different payment terminals.

aswaaq

Selected aswaaq supermarkets support NOL card payments. These locations can be useful for purchasing groceries, bakery products, fresh produce and basic household goods.

The exact participating branches can change. Check through nol Pay or ask the branch directly before relying on your NOL balance.

Do Spinneys, Waitrose and Union Coop Accept NOL?

Older online lists sometimes include Spinneys, Waitrose or Union Coop among NOL card accepted stores. However, branch-level participation may change, and these brands are not consistently shown across recent merchant guidance.

Check with the specific supermarket before shopping. A store accepting NOL top-ups does not automatically mean it accepts NOL as payment for merchandise.

Convenience Stores and Metro Shops Accepting NOL

Convenience stores are among the most practical places to use a NOL card. Many are located close to Metro stations, bus stations and petrol stations, making them useful for commuters.

Zoom

Zoom is one of the best-known convenience store chains associated with NOL services. Selected standalone branches, Metro locations and ENOC or EPPCO stores may accept NOL payments for small purchases.

Typical products include:

• Bottled water and soft drinks
• Snacks and confectionery
• Sandwiches and ready-to-eat food
• Toiletries
• Chargers and travel accessories
• Basic household items

Some Zoom and ENOC locations also offer NOL top-up services. Top-up availability and retail-payment acceptance should be checked separately because they are different services.

Circle K

Selected Circle K stores accept NOL payments for snacks, drinks and convenience products. Availability may depend on the payment terminal installed at that branch.

Look for NOL branding near the cashier or ask before tapping your card.

All Day

Some All Day convenience stores are included in current NOL merchant lists. These outlets are commonly used for quick purchases near residential areas, commercial districts and transport connections.

Keep the AED 200 transaction cap in mind when buying multiple items.

Restaurants and Cafés That Accept NOL Cards

NOL cards can be used at selected restaurants, cafés, bakeries and fast-food outlets. They are most useful for small meals, coffee, breakfast and takeaway orders within the AED 200 payment limit.

Commonly listed food and beverage brands include:

• Burger King
• Gloria Jean’s Coffee
• Mister Baker
• London Dairy
• Selected pizza restaurants
• Selected cafés near Metro stations

Restaurant participation is often branch-specific. A food outlet in a Metro station or transport-linked mall may accept NOL even when another branch of the same brand does not.

Before ordering, ask: “Can I pay with my NOL card at this branch?” This avoids inconvenience if the outlet’s NOL reader is unavailable or temporarily offline.

Pharmacies and Clinics Accepting NOL Payments

Some authorised pharmacies and healthcare providers in Dubai accept NOL cards. This can help when buying low-cost healthcare items or paying for eligible services below the retail transaction limit.

Possible purchases include:

• Over-the-counter medicines
• Vitamins and supplements
• Personal care products
• Skincare products
• Small clinic or pharmacy payments

Medcare clinics have been included in published NOL merchant guidance, along with selected pharmacies across Dubai. Healthcare acceptance can vary significantly, so confirm before receiving a service or requesting medication.

Prescription requirements and insurance rules remain unchanged. Using a NOL card only changes the payment method.

Can You Pay for Fuel With a NOL Card?

NOL cards can be used across participating ENOC and EPPCO locations for eligible products and services. Depending on the station, this may include fuel, convenience-store purchases and selected vehicle-related services.

NOL payment facilities have also been associated with Zoom, Pronto and other services within the ENOC retail network. Ask the station employee whether the NOL reader is available before refuelling.

The AED 200 retail cap still applies. If the fuel amount exceeds AED 200, use cash, a bank card or another accepted payment method.

Automotive Services That May Accept NOL

Selected automotive locations connected to Dubai’s petrol and vehicle-service networks may support NOL payments. These can include car-care purchases, minor services or other low-value transactions.

Acceptance should never be assumed for vehicle testing, registration or larger repair bills. Confirm the payment options before the service begins.

Using NOL for Dubai Public Transport

Transport remains the primary use of a NOL card. A single card can be used across several modes operated or supported by Dubai’s Roads and Transport Authority.

You can use NOL for:

• Dubai Metro
• Dubai public buses
• Dubai Tram
• Dubai Ferry
• Dubai Water Taxi
• Dubai Abra services
• RTA taxis
• RTA paid parking
• Nakheel Monorail

RTA requires passengers to maintain at least AED 7.50 on the card before entering most public transport services. Shopping with your card can reduce the same balance you need for your next journey, so check it before travelling.

Entertainment and Cultural Venues

Some leisure attractions, museums, cultural sites and visitor facilities have accepted NOL payments. Availability changes more frequently in this category than it does for public transport.

Possible locations may include:

• Selected museums
• Indoor attractions
• Public leisure facilities
• Gift shops near transport terminals
• Selected tourist services
• Partner entertainment venues

Do not travel to an attraction with only a NOL card unless you have confirmed its current payment policy. Admission systems may be replaced or upgraded without appearing immediately in older online store lists.

NOL Card Shopping Limits

The maximum NOL retail purchase is AED 200 per transaction. This limit applies to micropayments at shops, supermarkets, restaurants and other participating merchant outlets.

The AED 1,000 and AED 5,000 figures are maximum stored balances, not monthly shopping limits. Anonymous Silver and Gold cards can hold up to AED 1,000, while registered Silver, registered Gold and Personal cards can hold up to AED 5,000.

There is no need to maintain AED 7.50 solely to make a shop payment. However, keeping this amount available prevents you from being unable to enter the Metro or board another transport service after shopping.

How to Find NOL Card Accepted Stores Near You

The most reliable merchant list is available through the nol Pay app. RTA directs customers to the app for quick access to participating NOL merchants.

Follow these steps:

1. Open the nol Pay app on your phone.
2. Sign in using your RTA account or UAE Pass where required.
3. Open the shopping, partner outlet or merchant section.
4. Browse the available NOL merchants.
5. Check the category and location of the outlet.
6. Confirm acceptance with the branch before travelling.

Merchant lists may show a brand without making it clear that only selected branches participate. Calling the store is useful when you intend to make a specific purchase.

How to Pay at a Store Using a NOL Card

Paying with NOL is similar to using a contactless bank card, but the merchant must have an enabled NOL reader.

1. Confirm that the branch accepts NOL payments.
2. Ask the cashier to select NOL as the payment method.
3. Check that your purchase is AED 200 or less.
4. Place one NOL card on the reader.
5. Keep it still until the terminal confirms payment.
6. Check the deducted amount on the display or receipt.
7. Keep the receipt until you confirm the transaction.

Do not place your wallet on the reader if it contains multiple NOL cards. More than one card near the terminal can cause a reading error or deduct payment from the wrong card.

Why a NOL Card Payment May Be Declined

A declined payment does not always mean the store has stopped accepting NOL. The problem may involve your balance, the terminal, the card or the transaction amount.

Common reasons include:

• Your NOL balance is lower than the purchase amount
• The bill exceeds AED 200
• The branch does not participate
• The NOL terminal is temporarily offline
• The card is expired, blocked or damaged
• A recent online top-up has not been activated
• Multiple cards were placed near the reader
• The card was removed too quickly

If the reader rejects your card, wait for the indicator to stop flashing and try again. Hold only one card flat against the reader until the terminal shows a successful payment.

How to Top Up Before Shopping

You can recharge your NOL card through digital and physical channels across Dubai.

Available methods include:

• nol Pay app
• RTA Dubai app
• S’hail app
• Metro ticket vending machines
• Metro ticket offices
• Solar-powered bus top-up machines
• RTA-authorised sales agents
• Selected Zoom, ENOC and EPPCO stores
• Participating bank apps

A top-up made with NFC through nol Pay can be loaded immediately after the second card tap. Top-ups made by manually entering the Tag ID may require activation after a waiting period of 45 minutes to four hours.

Do not assume every supermarket that accepts NOL payments can also recharge the card. Merchant payments and top-up services use different arrangements.

Practical Tips Before Shopping With NOL

Check your balance before entering the store, especially when you also need the card for transport. Set aside at least AED 7.50 for your next Metro, bus or marine journey.

Use these precautions:

• Confirm acceptance before selecting products
• Keep the purchase below AED 200
• Carry a backup payment method
• Use only one card on the terminal
• Keep the card flat until payment is confirmed
• Review the deducted amount
• Register Silver or Gold cards for balance protection
• Check the current merchant list instead of relying on old branch lists

A NOL logo displayed at the entrance is a useful indicator, but it may not guarantee that every checkout terminal is working. Asking the cashier remains the quickest final check.

Frequently Asked Questions

What stores accept NOL cards in Dubai?

NOL card accepted stores include selected Carrefour, Lulu Hypermarket, Al Maya, aswaaq, Zoom, Circle K and All Day branches. Some restaurants, cafés, pharmacies, clinics, ENOC and EPPCO locations also participate. Since branch acceptance changes, confirm through nol Pay or ask the cashier before purchasing.

Can I use my NOL card at Carrefour?

Selected Carrefour locations are included among NOL card accepted stores in Dubai. You can generally pay for eligible groceries and household items when the bill is AED 200 or less. Not every Carrefour branch or self-checkout terminal necessarily supports NOL, so confirm with the cashier first.

Does Lulu Hypermarket accept NOL cards?

Selected Lulu Hypermarket branches are listed among NOL card accepted stores. NOL can be useful for groceries, snacks, ready meals and small household purchases below AED 200. Acceptance is branch-specific, and larger shopping bills may require a bank card, cash or another supported payment method.

Can I use a NOL card at restaurants?

Some restaurants and cafés are included among NOL card accepted stores, including selected Burger King, Gloria Jean’s Coffee, Mister Baker and other participating outlets. The maximum payment is AED 200 per transaction. Ask before ordering because another branch of the same restaurant may not support NOL.

Can I pay for fuel using my NOL card?

Participating ENOC and EPPCO stations are included among NOL card accepted stores and services. NOL may be used for fuel, convenience-store purchases or selected automotive products, subject to terminal availability. The transaction cannot exceed AED 200, so larger fuel purchases require another payment method.

What is the spending limit at NOL card accepted stores?

The maximum payment at NOL card accepted stores is AED 200 per retail transaction. The AED 1,000 and AED 5,000 amounts refer to maximum stored card balances, not monthly spending limits. Anonymous cards hold less than registered or Personal NOL cards, depending on the card category.

Can I use a Red NOL Ticket for shopping?

A Red Ticket is not designed for general use at NOL card accepted stores. It is a disposable transport ticket that can be loaded with a limited number of journeys or daily passes. Use a Silver, Gold, Personal or eligible NOL Travel card for participating retail payments.

How can I check if a nearby shop accepts NOL?

To find nearby NOL card accepted stores, check the merchant section in the nol Pay app and search by category or location. Because merchant participation can change, contact the branch or ask the cashier before shopping. Look for a NOL logo or enabled reader near the payment counter.